As you may or may not know, your “hobbies” can affect your rates for health insurance policies. For example, if you’re an avid skydiver, you could find it nearly impossible to find good rates for your health insurance policy. Something insurance agencies may consider being a risky “hobby” would be smoking. If you are a smoker, the cost of your health insurance policy could be a lot higher than it would if you were not. There are cities in Europe that are considering implementing a mandate for insurance providers in which health insurance policy holders will be required to take a blood test to prove whether or not they are smokers. This will be a way to reward those that are practicing “healthy” health practices with lower rates and to motivate insurance c ...