In your commercial property policy you will find a section titled “Policy Conditions.” This section of the policy spells out requirements of the policyholder and the insurance company. It covers information about each party’s right to cancel the policy, the insurer’s right to inspect the property, and conditions about abandonment of the property. There are many more conditions though, and it is a good idea that you make yourself aware of these provisions.

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Coverage under the commercial property (CP) policy is for property only. A separate policy form provides liability. The CP policy covers buildings, the insured’s personal property, and under certain circumstances, personal property of others. For coverage to apply, there must be a limit shown in the declarations for that type of property. < ...

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If you also own a personal automobile, and have that auto c ...

   A 2008 study, taken from the Annals of Internal Medicine, suggests that some antihistamines may impair driving ability, even more than alcohol. The driver doesn’t even have to feel drowsy.

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  Personal liability insurance provides financial protection against legal obligations of the insured arising out of activities and conditions at the premises where the insured maintains a covered residence.